Indian Bank Balance Enquiry: Methods, Charges, and Availability

It is a significant part of a savings account holder to check the account balance. The Bank Balance Enquiry of an account can be checked through various methods to keep track of the account and all financial transactions the user makes. Indian Bank balance check can be initiated in different ways such as ATM, SMS banking, Missed call, Internet banking, and Mobile banking. In this article, let’s explore step-by-step Indian bank balance check, charges, and availability. Check more details in the Wishfin app.

What is Indian Bank Balance Enquiry?

Indian Bank account holders are provided with a Bank Balance enquiry service to check their account’s available balance and manage their finances. There are five different methods to check the balance of the account. One can also avail of the mini statement by giving a missed call to Indian Bank mini statement number: 8108781085

How to Enquire Indian Account Bank Balance through SMS?

An account holder can receive Indian Bank Balance through SMS by following the steps below,

• From your registered mobile number, type “BALAVL” and the M-PIN (989898989 5555)

Example: BALAVL 989898989 5555

• Click “ok” and send it to Indian Bank Balance check number 94443-94443
• You will receive the available account balance and may be subjected to banking charges.

How to Enquire about Indian Account Bank Balance through Missed Call?

An Indian Bank account holder can receive Indian Bank Balance through Missed Call by following the steps below,

Step 1: Give a missed call from the registered mobile number to 8108781085 (Indian Bank Balance enquiry number) 

Step 2: The call gets disconnected after one to two rings.

Step 3: The account holder will get an SMS with the available bank balance of your account.

How to Enquire Indian Account Bank Balance through NetBanking?

An Indian Bank account holder can receive Indian Bank Balance check through NetBanking by following the steps below,

Step 1: Log in to The Indian Bank Net Banking portal with username and password

Step 2: Choose the ‘Personal banking’ option

Step 3: The page will display the bank balance of your account. 

You can also access the detailed transaction of your account by NetBanking.

How to Enquire Indian Account Bank Balance through Mobile Banking

An Indian Bank account holder can receive Indian Bank Balance check through Mobile Banking by following the steps below,

Step 1: The user has to download the ‘ IndPay’ mobile application from the Google play store or Apple app store, available on Android and iOS smartphones.

Step 2: Log in to ‘IndPay’ with a username and password

Step 3: Choose the “My Account” option

Step 4: The page will display the available balance of your account, and you can also access the detailed transaction of your account.

Other Options To to Enquire Indian Bank Balance

• Toll-Free Number: An Indian Bank account user can check the bank balance by calling the toll-free number 180042500000 from their registered mobile number. You can also give a missed call to the Indian Bank mini statement number to check your recent transactions.
• ATM: An account holder can check their Indian bank balance by visiting any Indian Bank ATM or other bank’s ATM. Insert the debit card and choose the “ balance enquiry”. The account balance will be displayed.
• UPI: An Indian Bank account user can check the account balance via UPI. Open any UPI app, select your Indian bank account and click the “ Check account balance” option. Enter your UPI PIN number, and the balance is displayed.

Advantages of Indian Bank Balance Enquiry

• Indian Bank Balance Enquiry allows users to access their bank balance and statements without visiting the bank.
• It is a simple, faster and stress-free process, as you can access it through a mobile, smartphone or laptop from anywhere.
• As this is a 24/7 service,  Indian Bank balance check can be accessed whenever needed by simply sending an SMS, missed call, Netbanking or calling a toll-free number.

Conclusion

With the recent modern technologies and facilities of the banking sector, Indian Bank Balance Check and calling Indian Bank mini statement number for transaction details are simplified. You can also find similar banking information in the Wishfin app.