Step-by-Step Guide to Renewing Your Hero Bike Insurance Online
Renewing your Hero bike insurance is an important task that ensures continued protection for your two-wheeler. With the convenience of online renewal, the process has become simpler and quicker than ever before.
Hero insurance renewal can be completed within minutes from the comfort of your home. This blog will walk you through the steps for renewing your bike insurance online and highlight the key points to consider, making the process smooth and hassle-free.
Renewing Your Hero Bike Insurance Online: Step By Step Guide
Step 1: Visit the Insurance Provider’s Website
The first step in renewing your Hero bike insurance online is visiting the website of your chosen insurance provider. Most insurance companies offer user-friendly portals designed to make the renewal process simple.
Once on the website, look for the bike insurance renewal section. For Hero insurance renewal, select the option to renew your policy and proceed by entering your bike details. Having your current policy document on hand can help speed up the process, as you will need details such as your policy number and vehicle registration number.
Step 2: Provide the Necessary Information
After accessing the renewal section, you will be asked to enter essential details about your bike and your existing insurance policy.
This includes your Hero bike’s registration number, the insurance policy number, and any claims made during the previous policy period.
Ensure that you provide accurate and up-to-date information. Failing to do so may result in complications when processing your renewal or during a future claim. If you have not made any claims in the previous period, you may be eligible for a No Claim Bonus (NCB), which can lower your premium.
Step 3: Review and Customise Your Policy
Once you’ve entered all the necessary details, the system will generate a quote based on the information you provided. If you’re renewing a comprehensive policy, you can customise your plan by adding or removing specific add-ons.
For example, you can consider including add-ons like zero depreciation, roadside assistance, or engine protection to enhance your coverage. For Hero bike insurance online renewal, reviewing your options and selecting add-ons that match your specific needs is crucial.
The roadside assistance add-on could be handy if you often travel long distances. Similarly, if your bike is new, opting for a zero depreciation cover ensures you get the maximum claim without any deductions for depreciation.
Step 4: Confirm the Quote and Make the Payment
After customising your policy, review the final quote to ensure it fits your budget and meets your coverage needs. Remember that add-ons may increase the premium slightly, but they provide additional benefits that can be valuable in the event of a claim.
Once you are satisfied with the quote, proceed to the payment section. Most insurance providers offer secure online payment options, allowing you to pay via credit card, debit card, or net banking. After completing the payment, you will receive an email confirmation of your Hero insurance renewal and a copy of your renewed policy.
Add-On Covers for Hero Bikes
When renewing your Hero bike insurance, you can select various add-ons to enhance your coverage. Some popular add-ons include:
1. Zero Depreciation Cover
This add-on ensures that the insurer covers the total cost of parts without deducting for depreciation during a claim settlement.
2. Roadside Assistance
Provides 24/7 assistance for emergencies like flat tyres, fuel shortages, or mechanical breakdowns.
3. Personal Accident Cover for Pillion Rider
Offers coverage for the pillion rider in case of an accident resulting in death or permanent disability.
4. Engine Protection Cover
Protects against engine damage caused by accidents or natural disasters.
5. Consumable Cover
This covers the cost of consumables such as engine oil, nuts, and bolts that are not included in a regular policy.
6. Return to Invoice Cover
Ensures that you receive the total invoice value of your bike in the event of total loss or theft.
These add-ons provide extra security, and selecting the right combination can help you get the most out of your policy renewal.
Conclusion
Renewing your Hero bike insurance online is simple and efficient. Following the steps mentioned, you can update your policy from home, avoiding needing a trip to the insurance office.
This method allows you to adjust your coverage or stick with your current plan easily. If you choose Bajaj Allianz General Insurance Company, you’ll benefit from a straightforward renewal process and reliable support.
Review your policy, select any additional coverage you might need, and check for available discounts. Renewing on time ensures you continue to enjoy your Hero bike with complete protection.
